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Redefining Global Payments
with Stablecoin Banking

Compliant, instant, and borderless financial infrastructure for the stablecoin era.

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Empowering businesses with stablecoin-native financial solutions

UNIFIED SETTLEMENT

Enable instant, low-cost cross-border payments without intermediaries, connecting stablecoin liquidity directly with local payment methods for businesses worldwide.

PAY-IN & PAYOUTS

Accept customer payments in stablecoins globally and pay out to employees, vendors, or partners in their preferred currency, simplifying treasury management and reducing costs.

LIQUIDITY SOLUTIONS

Access scalable liquidity pools that bridge working capital gaps, ensuring businesses can handle high-volume flows with reliability, transparency, and compliance built-in.

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Start Building on Stablecoins

Join businesses already using M2Square for instant cross-border payments and liquidity management.

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Services That Fuel Growth

GLOBAL SETTLEMENT NETWORK

GLOBAL SETTLEMENT NETWORK

Global Settlement Network

Power your business with unified rails that connect stablecoin liquidity to local payment methods across high-growth markets.

Transparent & Secure

Licensed operations across key regions with instant, low-cost transactions, backed by compliance-first APIs built for enterprises.

Licensed operations across key regions
Instant, low-cost transactions
Compliance-first APIs for enterprises
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How M2Square Monetizes Stablecoin Payments

Multiple revenue streams from stablecoin payment infrastructure while delivering value to businesses and liquidity providers.

Rate Spread

Revenue from the difference between liquidity provider rates and merchant settlement rates.

Merchant Rate
8-12%
LP Rate
5-9%
M2Square Spread
2-4%

Service Fees

Cross-border settlement and transaction fees charged to businesses.

Settlement Fees
0.5-1%
Transaction Fees
0.2-0.5%
Total Service Fees
0.7-1.5%

Liquidity Optimization

Additional yield from optimizing stablecoin reserves across regulated opportunities.

Yield Optimization
1-3%
Liquidity Mining
0.5-2%
Total Additional Yield
1.5-5%

FAQs

Stablecoins are digital tokens pegged to real-world currencies like the US dollar. They enable instant, low-cost cross-border payments without relying on traditional banking intermediaries.

A unified platform that lets businesses collect payments in stablecoins, pay expenses in fiat or stablecoins, and access liquidity - all within a compliant, secure framework.

We operate under licenses in regions such as Mexico, Argentina, Peru, US, Philippines, and Chile, aligned with global standards like EU MiCA and US GENIUS Act.

E-commerce merchants, gaming and live-streaming platforms, and payment companies seeking faster settlement, lower fees, and reliable access to global markets.

Revenue comes from settlement fees, interest rate spreads, and liquidity optimization, ensuring a sustainable business model without hidden charges for merchants.

To become the trusted business bank on stablecoins - powering $1B+ in monthly settlement volume and serving as the global clearing rail for digital commerce.